Guide on How To Report A Car Accident | DirectAsia Insurance
In March of 2013, Honda unveiled a new safety system designed to automatically report to rescue and police authorities in the event of a car accident.
The new safety technology, which activates when an air bag inflates, will initially be fitted into Honda's Accord hybrid sedan and is scheduled for the Japanese market this summer. The automaker is then planning to roll out the system to other models, including those sold abroad.
According to a Honda spokesperson, the system allows a driver to immediately notify police of an accident, providing important information such as location. Even if the driver is unconscious, the system automatically reports to police in 20 seconds. In cases like these, time saved can make all the difference between life and death.
“Without such a system, it takes a driver about nine minutes on average to make an emergency call after an accident and a further six to seven minutes before a rescue team arrives at the site, Honda said.” Kyodo News, Friday, March 29, 2013
Important Tips For Singapore Motorists
Here in Singapore, motorists are required by law to file an accident report with their insurers within 24 hours or by the next working day, even if there is no visible damage to their vehicles or if there is a private settlement between the parties.
“Motorists who fail to report their accidents to their insurers could have their claims prejudiced or declined later by insurers.” Jimmy Tan, Technical Director, General Insurance Association of Singapore
Crucially, you also protect your No Claims Discount (NCD) by reporting an accident within the stipulated time frame, as failing to do so carries a NCD penalty of 10%.
Even if you decide to settle privately, never agree not to report a car accident. If the other driver reports the accident and you don’t, your car insurance policy could be affected.
Here at DirectAsia.com, when accidents and problems arise, it's our job to be ready to resolve them as quickly and efficiently as possible. Our emergency assistance team is available 24/7, so call us on 6532 1818 (or +65 6603 3699 from Malaysia or Thailand) and we will guide you through reporting the incident.
If someone is injured, rest assured we aim to be at the roadside within 30 minutes. If your car is unroadworthy following an accident, don't fret. Leave it to us and we'll tow your car to a repair workshop for you.
At DirectAsia.com, we aim to take the hassle out of your crisis. Click here to find out how we can help.