Selecting the best annual travel insurance for individual travellers like yourself
Whether you travel on your own or with family, having a good travel insurance policy is important to financially protect yourself against potential risks, such as injuries, theft and unexpected overseas events. For annual travel insurance designed for individual travellers like yourself, you can consider the plans with suitable coverage limits by DirectAsia.
Coverage for individual annual travel insurance plans
With varying cover limits, the rates for our individual annual travel insurance plans will differ from other packages. Nonetheless, you will get the same coverage for yourself as you would with our other plans, from single-trip ones to annual family travel insurance plans. These include:
- Medical expenses
- Medical evacuation and repatriation
- Rental car excess
- Trip cancellations
- Theft or damage of personal possessions
- Death and permanent disability
In addition, you also can apply for optional travel insurance benefits to cover additional costs, such as to protect you against the risks of extreme sports activities you participate in or the sports equipment you bring overseas.
Should you be travelling in groups, such as with your friends or as a company, our group annual travel insurance will be a cost-effective option. You can purchase annual travel insurance at more affordable rates than purchasing a package for each individual.
Our plans are tailored to various needs of travellers. Get in touch with our customer specialists if you need to compare our rates for individual annual travel insurance against other packages we offer. We will be happy to assist you.
Frequently Asked Questions About Annual Travel Insurance For Individuals
Is annual travel insurance cheaper for solo travellers?
Yes. If you buy annual travel insurance for yourself, you are covered for all the trips you take in a single year with a one-time payment. The rates for such annual packages are more affordable than the costs of purchasing single travel insurance plans for individual trips in the same year.
Is there a limit to the number of trips I can cover in a year?
No. As long as you purchase an annual travel insurance policy for yourself, you are covered for 12 months from the start date of the policy. Bear in mind that your coverage limits are set per individual for the whole year, and for 90 days per trip. For more information, speak to our customer specialists at DirectAsia today.
Can I buy an annual travel insurance plan if I have an existing policy with another insurance company?
If you have other annual insurance with another insurer that pays for the same claim, DirectAsia will be the last party to pay only after the other insurance has exhausted its limit of liability under that insurance company. There won't be multiple payouts, so the customer has to declare if he/she has another insurance company that will cover the claim.