Comprehensive Car Insurance
DirectAsia Comprehensive Car Insurance Coverage
Protect your car with the best car insurance in Singapore
One of the most important and often overlooked aspects of car ownership is insurance. There are many different types of car coverage and insurance providers to choose from in Singapore, but which will be the best for you? The best way to get the best comprehensive car insurance is to be informed about the different types of coverage that are available for your car.
If you're in need of affordable comprehensive car insurance, Direct Asia can help you with that. The Comprehensive Coverage is the fullest, most complete insurance in Singapore that shields you from the daily dangers you face for yourself, your car and others while on the road. It also provides you with extra protection by offering coverage for rare incidents like fallen trees, floods and natural disasters.
The right car insurance policy for you will depend on what kind of driver you are, so it's important to have a clear idea before purchasing any type of car insurance coverage. When you choose our comprehensive car insurance, you have the choice between our 3 driver plans and all of the optional benefits we have to offer. You also have the option to extend your coverage with popular options like Loss of Use, Modification Cover and 24 Hour Breakdown Assistance. This type of comprehensive protection is ideal if you want peace-of-mind when driving around with your family in tow.
Why we recommend Comprehensive Cover:
Besides your home, cars are often one of the largest and most valuable assets for a family. Therefore, it is important to pick the right car insurance to ensure comprehensive coverage to protect your car in order to protect your wealth. We believe comprehensive protection is essential for any car under 6 years old and for younger drivers with less driving experience.
Cover & Optional Benefits in More Detail
| Core Benefits | Cover Limits |
|---|---|
| Own Damage - All Accidents | Up to the market value of your car |
| Third Party Bodily Injury | Unlimited |
| Third Party Property Damage | Up to S$5,000,000 |
| Own Damage - Fire | Up to the market value of your car |
| Own Damage - Theft | Up to the market value of your car |
| Own Damage - Natural Disaster/Act of God | Up to the market value of your car |
| Windscreen/Window Breakage | Replacement or repair costs |
| Accident Towing | Up to S$200 in Singapore |
| Deductible of Own Damage | As shown in your policy schedule |
| Optional Benefits (For drivers and passengers) | |
| Personal Accident for Driver | Up to S$500,000 |
| Medical Expenses for Driver and Passengers | Up to S$3,000/per person |
| No Claim Discount (NCD) Protection | One claim per policy per year |
| My Workshop/My Authorised Distributor Workshop | Up to market value |
| 24 Hour Breakdown Assistance | Labour and towing costs |
| Loss of Use | S$50 a day up to 10 days per accident, 20 per year |
| Repatriation Costs | S$200 per person and up to S$3500 for towing |
| New for Old Replacement | Cost of replacing car |
| My Accessories | Cost of replacing or repairing declared accessories |
Frequently Asked Questions About Comprehensive Car Insurance Coverage
What does having comprehensive car coverage mean?
If you opt for comprehensive car coverage, you will be able to claim damages that are not caused by a collision. This includes own damage, fire, theft, act of God and more.
Do I need comprehensive car insurance coverage?
If you frequently park your car in the street where other drivers might have a higher chance of damaging your car accidentally, you should opt for comprehensive car coverage. Comprehensive coverage is also recommended for drivers who have to use their car for work or are unable to afford repairs with the loss of income.
What is the difference between collision coverage and comprehensive car coverage?
The main difference between the two coverage options would be that the former covers collision-related damages and is extremely important during an accident, while the latter covers non-crash-related damages such as ones that are related to the weather or fire damage.