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Car Insurance

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The main driver must be aged between 20 and 70
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Hear it from DirectAsia Insurance customers


"Many locations around the island for making claims. Really hassle-free claim and took less than 30 minutes."

:) Chua Hwee Lee
January 2021

"Friendly, helpful and swift response from your customer service during my recent car insurance purchase."

:) Kong Weng Cheong
December 2020

"Transparent & Attractive Car Insurance Plans. The quote given was the best. The customer service follow-up was excellent. He was very meticulous to ensure the plan was clearly understood between the insurer and the insured. Well done!"

:) Goh Ho Kee
December 2020

Frequently Asked Questions about Car Insurance

How can I decide on the best car insurance coverage that works for me?

To protect our customers in the best way possible, our range of car insurance policies are designed to cater to any type of driver. If you are new to purchasing auto insurance, take a look at this quick guide to the different car insurance coverage types before choosing a policy.

Is car insurance mandatory in Singapore?

Yes, it is. In Singapore, it is a legal requirement for all vehicles to have motor insurance coverage. It is important to note that you are required to insure your vehicle for the whole road tax renewal period before your road tax can be renewed. Auto insurance plans can be obtained from insurers like DirectAsia, and it is crucial to compare different policies before selecting one for your car.

What happens if I don’t have car insurance?

If you do not have the basic Third-Party Only (TPO) insurance coverage, you can be charged a fine not exceeding $1,000, imprisonment for up to three months or both. This is in accordance with the Motor Vehicles (Third-Party Risks and Compensation) Act in Singapore. 

How much is car insurance in Singapore?

The price of car insurance premiums can range from $700 to $1,000 in Singapore. This is determined by a number of factors, including the type of car, the driver's age and driving history, and occupation. That being said, it is possible to enjoy relatively affordable premiums with a trusted insurance company like DirectAsia – get the best rate on your car insurance with us today!

How does car insurance work in Singapore?

Car insurance is an agreement between you and your insurance company, protecting you against financial loss in the event of an accident. In exchange for your premium payments, the insurance company can pay for any losses as defined in your policy. The extent of coverage will depend on your car insurance type, ranging from Third-Party Only (TPO), Third-Party Fire & Theft (TPFT) and Comprehensive (COMP) plans.

I’d like to make a claim. What documents do I need to prepare?

Take note you will need a copy of your SAS Accident report, Certificate of Insurance and your accident vehicle. Once you have prepared the required documents, simply make your way to any of our Authorised Workshops to claim under your policy. If you have any questions about our claiming process, please contact us at 6532 1818 or via email at claim@directasia.com.

What other vehicles does DirectAsia provide coverage for?

On top of car insurance, DirectAsia also offers comprehensive motorcycle insurance that is tailor-made to your needs. Motorcycles may be less expensive than cars but due to their higher risk factor, it is advisable to make this important financial decision to get insurance coverage for the safety of you and your loved ones. Feel free to reach out to our team for any queries.

Does DirectAsia provide insurance cover for electric vehicles (EV)?

Yes, DirectAsia provides insurance coverage for select electric vehicle models (EV). You can get insurance coverage instantly by selecting the make and model of your electric vehicle (EV) and continue to purchase. To learn more, check our our electric vehicles FAQs.

For complete information, see our Policy Documents & Wording
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A member of DirectAsia group of companies
Reinsured by Munich Re, one of the world's leading reinsurers.
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